There are many strategies available for retirement planning. The right strategies depend on your goals. These are very different for everyone. I have people who want to retire for a couple of years in their 40s and take a sabbatical and spend time with their parents on the beach. I’ve got other people who want to retire in their 40s and 50s who may want to start a foundation or a charity. It’s going to be different for everyone, but the thing is that you have to have an action plan and a strategy that revolves around investment, taxes and retirement to make sure that you have the money when you need it.